Entering the wrong IFSC code can lead to delays or the money being sent to the wrong bank.
Checkbox indicating whether the transfer is funded via "Debit to Account" or "Cheque". If using a cheque, the specific cheque number must be noted. Step-by-Step Instructions to Fill the Form
Transferring funds securely is a cornerstone of modern banking. For customers of the Union Bank of India (UBI), National Electronic Fund Transfer () and Real-Time Gross Settlement ( RTGS ) are the preferred methods for large or urgent transactions.
| Feature | NEFT | RTGS | | :--- | :--- | :--- | | | ₹0 (or ₹1 depending on bank) | ₹2,00,000 | | Maximum Amount | No limit | No limit (but notify for >₹5 crore) | | Settlement Speed | Hourly batches (30 min cycles) | Real-time (few seconds) | | Timing (UBI) | 8:00 AM – 7:00 PM (Mon-Fri) | 8:00 AM – 6:00 PM (Mon-Fri) | | Charges (UBI) | Up to ₹25 + GST | ₹25 – ₹55 + GST | | Best For | EMI payments, small business payouts | Property purchase, large investments |
Carry your PAN card or Aadhaar for KYC verification.
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You can download the official application through the Union Bank of India Forms Portal .
To download the official Union Bank of India (UBI) NEFT/RTGS form