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This chapter traces nationalization history to modern banking dilemmas. It provides comprehensive details on the Insolvency and Bankruptcy Code (IBC), Prompt Corrective Action (PCA) framework, Bad Banks (NARCL-IDRCL), Digital Rupee (CBDC), and financial inclusion milestones through Jan Dhan architecture. 13. Insurance in India

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: The legacy of the Planning Commission and the modern role of NITI Aayog. Bad Banks (NARCL-IDRCL)